Swiss credit over 3500 USD

 

Swiss loans are primarily understood to be loans granted by Swiss banks without a Credit Bureau request. These are mostly limited to an amount of 3500 dollars, few banks also accept credit requests of 5000 dollars. In the case of federal loans, the amounts are generally not freely selectable; rather, the Swiss loan of $ 3500 or, in exceptional cases, $ 5000 is granted. Consumers may take the amount in dollars literally, because all credit processing takes place in the common $opean currency. Swiss credit is therefore not associated with the risks of a foreign currency loan.

The Swiss loan is granted without Credit Bureau

The Swiss loan is granted without Credit Bureau

Almost as a unique selling point, the Swiss loan of 3500 dollars has the special feature that it is granted without a Credit Bureau request. In addition, the federal bank does not notify the German credit protection agency about the borrowing. This makes the Swiss loan suitable for all applicants with a negative Credit Bureau. Furthermore, 3500 dollars borrowing in Switzerland is ideal for consumers who want to start extensive further financing within the following six months, since two loans within six months lead to a deterioration in the credit rating.

Apply for the Swiss loan directly or through an intermediary?

Apply for the Swiss loan directly or through an intermediary?

Employees can apply for a Credit Bureau-free Swiss loan in Switzerland of over 3,500 dollars directly from the Swiss bank if the income from their main job is higher than the garnishment-free limit. Federal credit institutions do not take additional income into account in their household accounts, as does child benefit. Furthermore, Swiss banks require the nationality of their country of residence for their credit customers; they are not obliged to treat all EU citizens equally since Switzerland is not part of the Community.

Self-employed loan seekers and people with a lower income or who are made up of different components generally receive a Swiss loan of $ 3500 only through a credit broker. They make sure that their agent works seriously and only charges a reasonable commission in the event of success, and never charges any additional costs. The services of credit brokering include a price comparison, while applicants do this themselves when taking out a direct loan.

Leave a Reply

Your email address will not be published. Required fields are marked *